CGT Scotland Calculator
Scottish taxpayer? CGT uses the UK bands, not yours. See your 18%/24% split.
Open Tool →UK FIRE Calculator
FIRE number, the bridge to your real pension access age (DOB-derived, 57 from April 2028), coast FIRE, and where your next £1 should go - pension or ISA.
Open Tool →Tapered Annual Allowance Calculator
Am I tapered? Work out threshold income, adjusted income, your tapered allowance and carry forward. 2026/27 rules.
Open Tool →State Pension Top-up Calculator
Is buying missing NI years worth it? Cost-benefit analysis with breakeven, lifetime projection, and deadline tracking.
Open Tool →Pension Lump Sum Tax Calculator
See how much tax you will pay on a pension lump sum. PCLS, UFPLS, DB commutation, emergency tax, multi-year comparison.
Open Tool →The Real Cost of Living
UK inflation (CPI, CPIH, RPI) and real wages from 2000 to today. Live ONS data, updated monthly.
Open Tool →Compound Interest Calculator
See how compounding grows savings or multiplies debt. Dual-mode calculator with interactive guide.
Open Tool →Inheritance Tax Planner
Project your estate liability. Includes 2027 Pension Pot Raid rules.
Open Tool →Property CGT Calculator
Calculate Capital Gains Tax on BTL or Second Home sales. 2025 Rates.
Open Tool →Shares CGT Calculator
Calculate gains on share portfolios. Bed & Breakfast rule compliant.
Open Tool →VAT Calculator
Add or Remove VAT instantly. Supports 20%, 5%, and 0% rates.
Open Tool →Dividend Tax Calculator
Optimize Director Salary vs Dividends. Updated for £500 allowance.
Open Tool →Self-Employed Tax Calculator
Estimate your 2026/27 Income Tax & NI. Supports Class 2/4 updates.
Open Tool →